The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users

The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users.

M-Pesa, a service operated by the mobile phone network Safaricom in Kenya, allows users to deposit money onto their telephone handsets, transfer e-money to another user with a simple text message, and withdraw cash at one of thousands of outlets throughout the country. The system is safer, cheaper, and far faster than the money transfer systems that it replaced. Although only five years old, M-...

Mobile Money: the Economics of M‐pesa 1

Mobile money is a tool that allows individuals to make financial transactions using cell phone technology. In this paper, we report initial results of two rounds of a large survey of households in Kenya, the country that has seen perhaps the most rapid and widespread growth of a mobile money product – known locally as M‐PESA – in the developing world. We first summarize the mechanics of M‐ PESA...

langauge needs analysis of undergraduate business management and economics students

the aim of conducting this study was to investigate the foreign language learning needs of undergraduate economics students and business management students in faculties of social sciences of alzahra and azad naragh university. in the study, which was designed on the basis of a qualitative-quantitative basis using interviews and questionnaires, 146 female undergraduate business management as we...

M-Money Channel Distribution Case – Tanzania Vodacom Tanzania M-PESA

analysis of reading comprehension needs of the students of paramedical studies: the case of the students of health information management (him)

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